Health and Welfare Fund

About

Fleet Owners Insurance Fund is a not-for-profit heath and welfare fund whose only purpose is to provide affordable health care insurance for the employees and families of our Participating Employers. Fleet Owners is a federally chartered trust and is regulated by the Department of Labor (DOL) and Internal Revenue Service (IRS). Our Trustees have the primary responsibility for the management and administration of our Trust and our Plans.

Service

We are here to serve our Members and Participating Employers with any health care issues that may arise. Within this site you will find useful health and welfare information, documents and links. View the documents below for information about your plans coverage. If you have any questions or concerns please contact us.


Plan A and Plan B Summary Plan Description (SPD)

Plan A and B SPD
PLAN A and B SPD 01.01.2015.pdf
Adobe Acrobat Document 664.7 KB

Schedule of Benefits (SOB)

Plan A Schedule of Benefits
Plan A Shell 01.01.2016.pdf
Adobe Acrobat Document 462.0 KB
Plan B Schedule of Benefits
Plan B Shell 01.01.2016.pdf
Adobe Acrobat Document 482.7 KB

Summary of Benefits and Coverage (SBC)

Plan A SBC
Plan A SBC 01.01.2016.pdf
Adobe Acrobat Document 312.3 KB
Plan B SBC
Plan B SBC 01.01.2016.pdf
Adobe Acrobat Document 311.5 KB

Prescription Coverage

Plan A CVS Prescription Coverage
2015 Caremark Welcome Letter.PlanA.pdf
Adobe Acrobat Document 46.4 KB
Plan B CVS Prescription Coverage
2015 Caremark Welcome Letter.PlanB.pdf
Adobe Acrobat Document 46.3 KB